10 Best 0% APR Deals in July 2024 - Kelley Blue Book (2024)

As we get closer to the end of summer, the number and quality of 0% APR deals continues to improve. This month, there are so many 0% APR deals that they are spread out over two lists. If you are looking for a 0% APR deal on an electric vehicle, you can check out list of 10 Best Electric Car Deals. There are several 0% APR deals there, too.

On this list of 0% APR financing deals, though, you’ll find offers on some great vehicles, including compact and midsize SUVs and a couple of cars. And there are three deals on 3-row SUVs.

Term lengths range from 36 to 48 months, and some include cash back. Please check with your local dealer beforehand to ensure the deal you want is available. All prices are for the trim level on special, or the base price if it applies to all trims, and include the destination fee. However, prices do not include tax, title, or license fees.

Here are the best 0% APR deals in July 2024.

Price: $29,890
Current offer: 0% APR financing
Expires: 7/31/2024

See Mitsubishi Outlander models for sale near you

The stylish Mitsubishi Outlander is one of the most affordable 3-row SUVs on the market. While the third row is tight, it certainly comes in handy when you need it. This month’s deal, which also applies to the Outlander plug-in hybrid (PHEV) model, has a 48-month term and no payments for 90 days. With the PHEV, you can also get $2,000 cash back.

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Price: $37,210
Current offer: 0% APR plus $1,250 cash back
Expires: 7/31/2024

See Nissan Altima models for sale near you

The sporty, family-friendly Nissan Altima is a midsize sedan with upscale style and amenities. It boasts some of the most comfortable seats in its class. This month’s deal on the Altima SR VC-Turbo has a 36-month term, and you can also get up to $1,750 cash back.

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Price: $57,625
Current offer: 0% plus $1,000 cash back
Expires: 9/3/2024

See 2024 Ford Expedition models for sale near you

If you are looking for a full-size SUV that’s comfortable, capable, roomy, and comes loaded with helpful tech, consider the Ford Expedition. It’s rare to find a deal like this on a full-size SUV, let alone a multiple Kelley Blue Book Best Buy Award winner. This deal has a 36-month term and includes $1,000 cash back.

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Price: $51,010
Current offer: 0% APR plus $1,000 cash back
Expires: 7/31/2024

See Nissan Pathfinder models for sale near you

It isn’t often we’ve seen a deal like this on the Pathfinder. Rugged and capable yet plenty comfortable, the Nissan Pathfinder boasts a 6,000-pound towing capacity. That’s the best in its class. This 3-row SUV also comes standard with an impressive suite of safety features that comes standard. This month’s deal applies to the Platinum trim and has a 36-month term.

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Price: $26,415
Current offer: 0% APR financing
Expires: 7/31/2024

See Mazda CX-30 models for sale near you

If you’re looking for a stylish, sporty yet practical SUV, the subcompact Mazda CX-30 might be the right fit. Well-built, efficient, and offering impressive value, the CX-30 makes running errands fun. Plus, all-wheel drive is standard on every CX-30. This month’s deal has a term of 36 months.

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Price: $30,990
Current offer: 0% APR financing plus $1,575 cash back
Expires: 9/3/2024

See 2024 Ford Escape models for sale near you

The Ford Escape is a compact SUV with plenty of modern tech and comes standard with an expansive safety suite. It’s available with a choice of gas engines or a hybrid or plug-in hybrid (PHEV) drivetrain. Ford’s current offer has a 36-month term and includes no payments for 90 days. A similar deal is available for the 2023 Escape.

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Price: $40,520
Current offer: 0% APR financing
Expires: 7/31/2024

See Nissan Rogue models for sale near you

The Nissan Rogue is larger than many of the other competitor compact SUVs. It also boasts excellent fuel economy and an impressive suite of safety features that come standard. This month’s deal is on the Platinum trim and has a contract length of 36 months.

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Price: $30,720
Current offer: 0% APR financing
Expires: 7/31/2024

See Mazda CX-5 models for sale near you

Good-looking and fun to drive, the CX-5 is a compact SUV that gives practicality some panache. The interior is easy to use and reconfigure, and all-wheel drive comes standard on every trim level. This deal has a term of 36 months.

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Price: $25,335
Current offer: 0% APR financing
Expires: 7/31/2024

See Mazda3 models for sale near you

We don’t see 0% APR deals on mainstream compact cars very often, so when we do, we’re eager to spread the word. This deal is on a particularly good car, too: the 2024 Mazda3 Hatchback. Efficient, upscale, and sporty, the Mazda3 serves as a great daily driver while still offering plenty of fun on twisty roads. This deal has a term of 36 months.

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Price: $38,960
Current offer: 0% APR financing plus $900 cash back
Expires: 9/3/2024

See Ford F-150 models for sale near you

The Ford F-150 is a do-it-all truck that combines top towing and payload capacity with interiors that can be luxurious. The truck also has tech that helps with everything from trailering and hauling to communication and navigation. You can even use the truck to power tools and equipment with an available on-board generator. Ford’s current offer has a 36-month term and includes no payments for 90 days.

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Best 0% APR Deals in July 2024

1. 2024 Ford F-150: 0% APR financing plus $900 cash back
2. 2024 Mazda3 Hatchback: 0% APR financing
3. 2024 Mazda CX-5: 0% APR financing
4. 2024 Nissan Rogue: 0% APR financing
5. 2024 Ford Escape: 0% APR plus $1,575 cash back
6. 2024 Mazda CX-30: 0% APR financing
7. 2024 Nissan Pathfinder: 0% APR plus $1,000 cash back
8. 2024 Ford Expedition: 0% plus $1,000 cash back
9. 2024 Nissan Altima: 0% APR plus $1,250 cash back
10. 2024 Mitsubishi Outlander: 0% APR financing